About Me

Hey there! I’m Campbell, a junior in college and the creator of SmartCents101. If you’ve ever felt overwhelmed trying to manage your money, trust me I’ve been there too.

When I first started college, I had no clue how to budget, save, or invest. Managing rent, groceries, and school expenses while still trying to have a social life? It felt impossible. I knew I needed to figure it out, but I didn’t know where to start.

Instead of staying stuck, I decided to take control. I spent countless hours researching personal finance, testing different budgeting methods, and learning how to build a solid financial foundation all while navigating college life. And through trial and error, I discovered that managing money doesn’t have to be intimidating. In fact, with the right approach, it can be empowering.

That’s why I created SmartCents101 to share what I’ve learned and help other students and young adults feel confident about their finances. Here, you’ll find practical budgeting tips, investing basics, and real talk about the financial struggles that come with college and early adulthood. My goal is to make money simple, approachable, and stress-free, so you can focus on building the future you want.

So whether you’re trying to stretch your student budget, save for your first big financial goal, or just make smarter money choices, you’re in the right place. Let’s take control of our finances, one smart cent at a time!

Let’s connect! Follow along for more tips, and feel free to reach out. I’d love to hear your financial wins and challenges!